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Kennesaw Debt Relief Lawyer

Home » Areas We Serve » Kennesaw Bankruptcy Lawyer » Kennesaw Debt Relief Lawyer

Debt relief noteAs a consumer, there are several bankruptcy debt relief options available. The first is Chapter 13 bankruptcy debt consolidation. This is a voluntary repayment plan. Usually with debt consolidation, this form of debt relief involves consolidating your debts and sometimes it is possible to actually reduce the amount of interest you are paying to your credit card companies. (see credit card debt bankruptcy).

If you are thinking about possibly filing for bankruptcy or are considering your options, you may want to consider the fact that debt relief, unlike bankruptcy, is a voluntary process and requires the cooperation of your creditors. In addition, if a voluntary debt relief plan is entered into, you must pay the monthly consolidated payment as well as the fees to the company for administering the voluntary repayment plan.

For a free legal consultation with a debt relief lawyer serving Kennesaw, call (770) 792-1000

It is strongly recommended that if you choose the debt relief option without filing for chapter 7 bankruptcy that you perform a background check on the company you have retained. Unfortunately, many debt relief companies oftentimes end up in a bankruptcy proceeding themselves, or, worse yet, the company defrauds consumers. So, as the saying goes, buyer beware.

Kennesaw Debt Relief Lawyer Near Me (770) 792-1000

If you are considering filing for debt relief bankruptcy voluntarily, please take into account that most of these debt relief plans fail. Similarly, the statistics show that most Chapter 13 bankruptcy cases fail at the approximate rate of 75%. That is, even if you file for Chapter 13 bankruptcy, there is a 75% chance that the plan will fail and you will end up in a Chapter 7 bankruptcy, which is a total liquidation bankruptcy.

Click to contact our Kennesaw Bankruptcy Lawyers today

Chapter 7 bankruptcy is also commonly known as fresh start bankruptcy. Bankruptcy statistics show that approximately sixty-five percent 65% of all bankruptcies filed in the United States are Chapter 7 bankruptcy cases. If you meet the legal requirements, and the court grants a Chapter 7 bankruptcy discharge, then most, if not all, of your debts will be legally wiped out.

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Should you choose to enter into a bankruptcy debt relief consolidation plan, you should also consider or beware that some companies will charge exorbitant monthly fees for entering into a bankruptcy debt relief consolidation repayment plan. You should request from any debt relief company you are considering retaining that they send you free information about services they provide without mandating that you make available to them private credit card information such as account numbers and current balances.

A red flag should go up if any bankruptcy debt relief company demands that you make them payment before any bankruptcy debt relief consolidation plan has been approved by your creditors. Furthermore, any bankruptcy debt relief lawyer should offer as part of his/her services a free analysis of your particular situation.

Don’t be pressured into making so-called “voluntary” contributions to a debt relief company, or, that you are enrolled in a debt relief repayment agreement without first having obtained credit counseling by an experienced counselor.

If you are considering all of your debt relief options, Chapter 7 bankruptcy offers an attractive option in the correct circumstances. It is not an appropriate remedy for each situation, so it is advisable that you speak to both a debt relief agent and a bankruptcy attorney so that your options can be professionally evaluated.

And if you’re in need of a bankruptcy attorney in Kennesaw or Acworth, give Roger Ghai and his team a call! They’re more than happy to help you understand your options, together.

Call or text (770) 792-1000 or complete a Free Case Evaluation form

Kennesaw Bankruptcy Blog Posts:

Difference Between Chapter 13 & Chapter 7 Bankruptcy – March 2010 Talk Law Radio Show Transcript

Janice: Good afternoon Atlanta and welcome to Legal Talk. This is Janice Mathis. This is my favorite hour of the weekend. I learn something new every weekend talking to these brilliant lawyers we have

Can waiting to file bankruptcy backfire?

Oftentimes, consumers who find themselves buried in debt try their best to pay that debt off rather than filing for bankruptcy. However, in some cases, the potential for causing additional long-term

What do I Need to Know About Personal Bankruptcy and Small Business Ownership?

Business owners are often concerned about what happens to their business when they file bankruptcy. In most cases, this is largely dependent upon whether the debts are business debts or personal debts

Kennesaw Bankruptcy FAQ:

What Debts Are Not Dischargeable In Bankruptcy
What Debts Are Not Dischargeable In Bankruptcy

Non-Dischargeable debts in bankruptcy in Georgia One of the disclosures you are required to make when you first meet with a bankruptcy attorney in Kennesaw, GA is what debts you owe and to whom you

How Does The "Automatic Stay" Help Me?
How Does The “Automatic Stay” Help Me?

When you meet with your bankruptcy attorney in Kennesaw and work up the paperwork to file for bankruptcy, once the paperwork is filed, the court issues what is called an automatic stay. With the

Can waiting to file bankruptcy backfire?
Can waiting to file bankruptcy backfire?

Oftentimes, consumers who find themselves buried in debt try their best to pay that debt off rather than filing for bankruptcy. However, in some cases, the potential for causing additional long-term

What happens if someone dies after filing bankruptcy?
What happens if someone dies after filing bankruptcy?

If you are in poor health and considering filing bankruptcy you may wish to speak with your Kennesaw bankruptcy attorney about what happens if you die after filing. Naturally, your health should not

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    Can You Keep Your House If You File For Chapter 7 Bankruptcy?

    Can You Keep Your House If You File For Chapter 7 Bankruptcy?

    Can Creditors Be Sued For Trying To Collect Debt After You File For Bankruptcy

    Can Creditors Be Sued For Trying To Collect Debt After You File For Bankruptcy

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      • ABOUT
        • Testimonials
        • Join Us
      • Practice Areas
        • Personal Injury
          • Pedestrian Accident
          • Car Accidents
            • Speeding Accident
            • Drinking and Driving Accidents
            • Left Hand Turn Accident
            • Rear-End Collision
            • Reckless Driving Accident
            • Uber Accidents
            • Hit-and-Run Accidents
            • Texting and Driving Accident
              • Texting and Driving Under 18
          • Truck Accident
            • Lane Usage Accident
            • Traumatic Brain Injury
          • Product Liability
            • Defective Drugs
            • Defective Medical Device
          • Premises Liability
            • Slip and Fall Accidents
          • Wrongful Death
          • Dog Bite
        • Bankruptcy
          • Debt Relief
          • Credit Card Debt
          • Chapter 13 Bankruptcy
          • Chapter 7 Bankruptcy
          • Foreclosure Bankruptcy
          • Free Legal Case Review
          • Medical Bills Bankruptcy
          • Rebuild Your Credit
          • Wage Garnishments
      • Areas We Serve
        • Kennesaw Personal Injury Lawyer
          • Kennesaw Bankruptcy Lawyer
        • Acworth Personal Injury Lawyer
          • Acworth Bankruptcy Lawyer
        • Marietta Personal Injury Lawyer
          • Marietta Bankruptcy Lawyer
        • Smyrna Personal Injury Lawyer
      • FAQs
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