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Kennesaw Medical Bills Bankruptcy Lawyer

Home » Areas We Serve » Kennesaw Bankruptcy Lawyer » Kennesaw Medical Bills Bankruptcy Lawyer

What is Medical Bills Bankruptcy?

Final notice for medical billsAs many as 50% of the bankruptcy cases filed in the United States are due to substantial medical debts. Clients often lack health insurance or have high deductibles, so the inability to cover health costs results in the need to file medical bankruptcy or medical bills bankruptcy.

If you have a significant amount of health-related bills that you cannot repay, such debts can be eliminated, or discharged, via medical bankruptcy. Such bills are categorized as “general unsecured debt,” which may be discharged in a Chapter 7 bankruptcy case.

When filing for medical bills bankruptcy, you must include all of your creditors in the case. Moreover, if you expect to incur additional bills, waiting to file your bankruptcy is ideal, as no medical expenses will be left following the closure of your bankruptcy case.

It is vital to have a significant amount of debt before you file a Chapter 7 medical bankruptcy case. A single person should have $15,000 to $20,000 in debt before considering Chapter 7 bankruptcy protection. This is because individuals are only eligible for Chapter 7 discharge every eight (8) years.

For a free legal consultation with a medical bills bankruptcy lawyer serving Kennesaw, call (770) 792-1000

The Role of a Medical Bills Bankruptcy Attorney

Because a person may only discharge debt every eight (8) years, the discharge should not be exercised for an insignificant amount of debt. A medical bills bankruptcy attorney will usually counsel an individual client against filing a Chapter 7 bankruptcy if the debt is less than $15,000.

More specifically, these lawyers will point out that the discharge should be used sparingly, based on the client’s circumstances. Depending upon the client’s health and whether he/she possesses health insurance, waiting to see if they incur significant medical expenses in need of being discharged through bankruptcy at a later date may be ideal.

Kennesaw Medical Bills Bankruptcy Lawyer Near Me (770) 792-1000

Medical Bankruptcy Due to a Provider Judgment

Many times clients are garnished for a past-due medical bill and simply cannot make an affordable payment arrangement with the healthcare provider. This common scenario results in the provider filing a judgment against an individual, forcing that person to file for bankruptcy to stop the garnishment and eliminate the judgment. If a healthcare provider has obtained a judgment against you for past-due bills, it is possible to legally discharge the judgment via medical bills bankruptcy.

If you lack health insurance, are in poor health and expect to incur substantial medical debts, consider waiting until after the health issue has been resolved before filing for bankruptcy. At the very least, wait until you know how future bills will be paid. And if you’re unsure how to proceed, contact Roger Ghai and his team in Kennesaw and Acworth for help. They’re here to help see you win!

Call or text (770) 792-1000 or complete a Free Case Evaluation form

Kennesaw Bankruptcy Blog Posts:

Difference Between Chapter 13 & Chapter 7 Bankruptcy – March 2010 Talk Law Radio Show Transcript

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Business owners are often concerned about what happens to their business when they file bankruptcy. In most cases, this is largely dependent upon whether the debts are business debts or personal debts

Kennesaw Bankruptcy FAQ:

What Debts Are Not Dischargeable In Bankruptcy
What Debts Are Not Dischargeable In Bankruptcy

Non-Dischargeable debts in bankruptcy in Georgia One of the disclosures you are required to make when you first meet with a bankruptcy attorney in Kennesaw, GA is what debts you owe and to whom you

How Does The "Automatic Stay" Help Me?
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When you meet with your bankruptcy attorney in Kennesaw and work up the paperwork to file for bankruptcy, once the paperwork is filed, the court issues what is called an automatic stay. With the

Can waiting to file bankruptcy backfire?
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Oftentimes, consumers who find themselves buried in debt try their best to pay that debt off rather than filing for bankruptcy. However, in some cases, the potential for causing additional long-term

What happens if someone dies after filing bankruptcy?
What happens if someone dies after filing bankruptcy?

If you are in poor health and considering filing bankruptcy you may wish to speak with your Kennesaw bankruptcy attorney about what happens if you die after filing. Naturally, your health should not

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    Can You Keep Your House If You File For Chapter 7 Bankruptcy?

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      KENNESAW GA   30144

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      • ABOUT
        • Testimonials
        • Join Us
      • Practice Areas
        • Personal Injury
          • Pedestrian Accident
          • Car Accidents
            • Speeding Accident
            • Drinking and Driving Accidents
            • Left Hand Turn Accident
            • Rear-End Collision
            • Reckless Driving Accident
            • Uber Accidents
            • Hit-and-Run Accidents
            • Texting and Driving Accident
              • Texting and Driving Under 18
          • Truck Accident
            • Lane Usage Accident
            • Traumatic Brain Injury
          • Product Liability
            • Defective Drugs
            • Defective Medical Device
          • Premises Liability
            • Slip and Fall Accidents
          • Wrongful Death
          • Dog Bite
        • Bankruptcy
          • Debt Relief
          • Credit Card Debt
          • Chapter 13 Bankruptcy
          • Chapter 7 Bankruptcy
          • Foreclosure Bankruptcy
          • Free Legal Case Review
          • Medical Bills Bankruptcy
          • Rebuild Your Credit
          • Wage Garnishments
      • Areas We Serve
        • Kennesaw Personal Injury Lawyer
          • Kennesaw Bankruptcy Lawyer
        • Acworth Personal Injury Lawyer
          • Acworth Bankruptcy Lawyer
        • Marietta Personal Injury Lawyer
          • Marietta Bankruptcy Lawyer
        • Smyrna Personal Injury Lawyer
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