Have you been injured in a car wreck or an automobile accident in Acworth? Was the accident caused by the negligence or carelessness or wrongful conduct of the other driver? Even if you think you had some fault for the collision, you need to hire skilled and experienced Acworth auto accident lawyers like those at the Roger Ghai Law Offices. Consider us your Acworth automobile accident attorneys.
The biggest reason you need the Roger Ghai Law Offices: our lawyers can protect you from insurance company dirty tricks. In Georgia — as in every state in the nation — drivers must have insurance. Under Georgia law, the insurance companies have to pay claims, but they will avoid paying if they can. Insurance companies have a financial stake in denying your claim, delaying your claim and blaming you fully for the Acworth automobile accident even if that is not true and even if you are entitled to a partial recovery. To do that, many insurance companies and adjusters use what we call “dirty tricks.” Technically, insurance company dirty tricks are “legal,” but a good lawyer can help you protect yourself. Here are some of the common tactics and dirty tricks used by insurances companies.
Acworth Car Accidents — Dirty Trick #1: Saying “You Do Not Need A Lawyer”
Hypothetically, let’s say you were hit by a pickup truck near Nance and Cobb Parkway on a Friday afternoon. The police are called and an ambulance takes you to the hospital. Very likely, by Monday, an insurance adjuster or an attorney for one of the insurance companies is on the phone — or maybe knocking on your door. The adjuster will be nice; he or she probably IS nice. But the adjuster is working for the insurance company; not for you. The first dirty trick is to convince you that you do not need an attorney. Do not fall for it.
This dirty trick comes in many forms. The adjuster may just outright say it: “You do not need a lawyer.” But the adjuster might also say that lawyers are “bad” or that they “just want to take your settlement.” Worse, yet, the adjuster might dangle an incentive along with a cloaked threat: “Things will go easier if there are no lawyers involved” or maybe “We can get this case settled real quick unless lawyers get involved.” Quick and easy are the incentives, but the underbelly is a threat: “If you hire a lawyer, this will NOT be quick or easy.”
Do not believe them; do not fall for the dirty tricks. You DO need a lawyer to match up against the adjusters and the lawyers working for the insurance company. THEY do this all the time; they are trained in dirty tactics; they have plenty of experience getting the best deal for the insurance company. You need someone on your side who has plenty of experience protecting the citizens of Acworth. Remember, the insurance company is trying to underpay you. They may offer $50,000, but your case might be worth $100,000. The attorneys at the the Roger Ghai Law Offices can help you get the FULL compensation to which you are entitled.
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Acworth Car Accidents — Dirty Trick #2: Pretending to Care
In addition to trying to trick you into not getting an attorney, the adjuster is also gathering evidence to be used against you while pretending to care. A question as simple as “How are you today?” is an attempt to gather evidence against you while pretending to care. If you say “I am okay,” that statement is ammunition against you and can be used at trial to show that you are not really injured or that your injuries are minimal.
Acworth Car Accidents — Dirty Trick #3: Getting a Damaging Statement From You
In the same way, adjusters will try and get damaging statements from you, pretending to be just “getting the facts.” But the adjusters are trained to ask leading questions and to manipulate you into exonerating their customer. Remember, the adjuster wants YOU — the victim — to be at fault and wants the careless driver to be held “not liable.” If you do not have advice from a lawyer and do not understand the law of negligence in Georgia, you might be duped into saying something that will hurt your case. Maybe it starts simple like: “what happened?” But then the questions will turn into an interrogation where the adjuster is searching for any and all information that will damage your claim and your case.
Acworth Car Accidents — Dirty Trick #4: Trying To Get A Medical Authorization
Along with asking for a statement, the adjuster will try and get you to sign a medical authorization form for medical records. Maybe the adjuster says ,”You HAVE to sign it,” or “This is just routine.” But those are dirty tricks. Never sign an open-ended or blank medical authorization form without talking to an attorney. The insurance company is looking for information that will damage your case. Yes, eventually, you need to provide the medical records. But a good attorney can limit the insurance company to getting only the RELEVANT medical records.
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Acworth Car Accidents — Dirty Trick #5: Offering Quick Money, Less Than You Deserve
Truth is, sometimes victims of an automobile accident are badly in need of money for many reasons including paying medical bills and being off work because of the injuries from the accident. Insurance companies know this and one of the worst dirty tricks is the prey on that need. If the insurance company knows you are desperate, they will offer a quick settlement in the hopes that you will jump at it.
But do not do it. Very likely, the insurance company is offering you less than you deserve, less than the full compensation to which you are entitled under Georgia law. Further, if you take the settlement, that is it. You will not be able to go back for more later on if it turns out there are more medical bills. Do not take bottom dollar; a courtroom-tested attorney can help you maximize your recovery.
Acworth Car Accidents: Contact the Roger Ghai Law Offices Today
If you have suffered — or someone you love has suffered — an injury due to a careless driver in Acworth or Cobb County, contact the skilled automobile accident attorneys at the Roger Ghai Law Offices We will stand by you, we know the dirty tricks and we will not be duped. We have proven results for our clients. Click here today to schedule your consultation. We provide legal services for the residents of Cobb County including the communities of Acworth, Marietta, Kennesaw and surrounding areas.