Hello. This is Roger Ghai, and I practice bankruptcy law in the Kennesaw, Acworth, Marietta areas of metropolitan Atlanta here. And I wanted to talk today a little bit about exactly what a Chapter 13 is versus what a Chapter 7 is. First of all, Chapter 7 is known as a fresh start bankruptcy whereby …
Cost to File Bankruptcy
Roger Ghai: Hello, this is Roger Ghai, and I wanted to talk today a little bit about what it costs to file a chapter seven bankruptcy. As of April 16th, 2020, in the metropolitan Atlanta area, you’ll find your chapter seven fee running anywhere from 1600, 1700, all the way up to 2000 dollars or …
Tax Implication of Bankruptcy
Hello, this is Roger Ghai, and I wanted to speak to you today about the tax implications of filing a bankruptcy or the tax implications of not filing a bankruptcy. First of all, if you follow a bankruptcy case and the debt is forgiven, under the bankruptcy code, that is not construed as income. So …
Keeping Credit Cards & Bankruptcy
Hello, this is Roger Ghai, and I practice bankruptcy law in the Kennesaw, Marietta, and Acworth areas. Sometimes we do accept cases from Atlanta. I wanted to talk today a little bit about whether you can keep your credit cards if you have a zero balance if you file a bankruptcy case. Let me begin …
Joint Accounts & Bankruptcy
Hello, this is Roger Ghai, and I practice bankruptcy law in the Kennesaw, Acworth, Marietta, and Atlanta areas. We accept cases from there too. I wanted to talk today a little bit about if you file a bankruptcy, is the joint account holder protected? And this most frequently happens with respect to either a car …
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