Insurance companies are notoriously difficult to deal with. Speaking with adjusters and navigating the process of your claim can be a trying ordeal that may not result in a successful outcome. Though dealing with insurance companies can be unpleasant, they are often the first call you receive after car accident. If you have been injured involved in a car accident, before you speak with an insurance representative, it is helpful to consult with a Kennesaw car accident attorney.
If you need help dealing with an insurance representative, contact us. Our attorneys at the Law Offices of Roger Ghai, P.C. have the experience you need to successfully navigate the intricacies of your claim and will fight with you to receive the outcome you desire.
Do Not Provide An Insurance Company With An Official Statement Immediately After A Car Accident
After a car accident, insurance companies do not want to pay you money; but if they must, their goal is pay you as little as possible. When the insurance company speaks with drivers injured in car accidents, to limit the amount they must pay, the insurance company looks for an injured driver to admit some fault for the accident.
In Georgia, fault can be apportioned to drivers through the state’s comparative negligence system found in O.C.G.A. § 51-11-7. The theory of comparative negligence provides that a jury can examine liability in an accident and distribute percentages of fault for the accident among the parties involved. Under the statute, a plaintiff’s amount of recovery can be reduced by the percentage of his or her negligence. The byproduct of the comparative negligence system means that insurance companies are looking for plaintiffs to admit fault. Many plaintiffs have inadvertently implied fault in a recorded statement with an insurance company and missed out on money that they should have received.
Why Would An Insurance Company Want To Take Your Statement Immediately After Car Accident?
Insurance companies want to be in the driver’s seat and want complete control over the outcome of your claim. Generally, right after an accident, an insurance company is looking for information to use against you. They may ask you about your injuries and attempt to get you to downplay the severity of your injuries. However, immediately after an accident, the full extent of your injuries may not be clear. Insurance companies are also looking to approach you before you have hired an attorney. Insurance representatives and attorneys work with each other on a daily basis and they know from experience that they’ll have to pay more money when a claimant has legal representation. Whether you choose to be represented by an attorney or not, before speaking with a representative from an insurance company, you should review the police report for accuracy and seek to correct any statements you believe are incorrect.
Seeking Legal Help For Your Injuries
Dealing with insurance companies can be distressing process. If you were injured in a car accident, your focus should be on seeking medical attention and healing from your injuries. Experienced Kennesaw car accident attorney Roger Ghai knows how to navigate the insurance landscape and can help you recover the monetary sum that you deserve. Before you speak with an insurance representative, contact the Law Offices of Roger Ghai, P.C. today at 770-792-1000 to discuss how we can help.