Let me talk to you today about an issue that’s sometimes comes up in the insurance company tries to make it an evil thing or a sinister thing. The issue is this, sometimes clients are involved in a motor vehicle accident, they don’t have health insurance. They want to be referred out to a medical provider. Most of the time of course, the medical doctors are not going to treat you, or a dentist won’t treat you if you’ve sustained dental or mouth injuries from that accident unless you’ve got health insurance.
That’s how they operate nowadays. If you don’t, what should you do? Many times what happens is, clients will call me and I will go ahead and if they asked me I don’t just– if a client calls me, I won’t just say, “Hey, go to this doctor, go to that doctor.” Because that’s really, you’re basically doctor shopping just to build a case but if somebody calls me, they don’t have insurance, what have you and they really do need the treatment, then I’ll give them the names of five or six doctors in the area where they could go and get treatment.
This issue comes up especially later on if there is litigation filed because the insurance company will want to paint the picture that you only went to this doctor because the lawyer referred you or whatever. But the fact of the matter is that you’ve been involved in a motor vehicle accident, you don’t have insurance. You’re not going to have any reason to know the different providers that will wait to get paid until you can get the case settled.
Unless you do speak to a lawyer or some other professional. Like I said, most doctors, most [unintelligible 00:01:45] all want to get paid upfront but if you’re working with a lawyer they willm a lot of times wait to get paid until we can get the case settled. They’ll usually want the lawyer and you to sign off on what we call a lean and that just protects their financial interest so that when the case gets settled that means that they get paid too.
If you’ve been involved in a motor vehicle accident and you don’t have health insurance and you just need to know where to turn to, please give me a call at 7707921000.