Hello, this is Roger Ghai, and I wanted to talk about the serious accidents that can result from debris being left in the roadway or a highway. Sometimes debris can be furniture, garbage, could be any sort of debris. Maybe it’s fallen off the back of a pickup truck, or somebody has actually just thrown out debris or garbage in a highway.
Real recently, there was an accident along interstate I-20, which was very serious. There was debris left in the roadway, and the problem in the case was proving the identity of the person who left the debris in the roadway. Many times, if you can’t prove the identity of the person who left the debris in the roadway, then what happens is you can try to file a claim with your own insurance company, but most of the time they’re not going to pay you on that claim.
The best way to collect on this type of a case is, like I said, to be able to identify the culprit, the person that left the debris in the roadway. If you do file a claim with your insurance company, usually most insurance contracts that you have with your insurance company will have a specific provision in the contract saying that in order for you to collect, I should say, on what we call an uninsured claim, because you can’t prove the identity of the person that left the debris in the roadway, they will have a specific provision in the insurance contract, which says that you must have had contact with another vehicle before you can collect for the claim. If you didn’t have that, and you can’t prove that you had the identity of the person, then you’re not going to be able to collect on the claim. But feel free at any rate to call my office, if you have questions at this nature to call me at 770- 792-1000.